:root{--navy:#102B46;--navy-2:#0B1F33;--ink:#1B2733;--muted:#5A6878;--line:#E2E7EE;--bg:#FFFFFF;--bg-alt:#F5F7FA;--gold:#C9A04A;--gold-d:#A9822F;--teal:#1F6F78;--radius:10px;--shadow:0 1px 2px rgba(16,43,70,.06),0 8px 24px rgba(16,43,70,.08)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%}
a{color:var(--teal)}
a:hover{color:var(--navy)}
h1,h2,h3{color:var(--navy);line-height:1.2}
h1,h2{font-family:"Source Serif 4",Georgia,serif;font-weight:700;letter-spacing:-.01em}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
.sr,.hp{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:12px}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.muted{color:var(--muted)}

/* top bar + header */
.topbar{background:var(--navy-2);color:#C7D2DE;font-size:13.5px}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px}
.topbar a{color:#fff;text-decoration:none;font-weight:600;white-space:nowrap}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:700;font-size:18px;line-height:1.05}
.brand small{display:block;font-weight:500;font-size:12.5px;color:var(--muted);letter-spacing:.04em;text-transform:uppercase;margin-top:3px}
.logo-mark{width:40px;height:40px;flex:none}
.site-nav{display:flex;align-items:center;gap:14px}
.nav-list{list-style:none;display:flex;gap:2px;margin:0;padding:0}
.nav-list>li{position:relative;display:flex;align-items:center}
.nav-list>li>a{display:block;white-space:nowrap;padding:10px 9px;text-decoration:none;color:var(--ink);font-weight:500;font-size:15px;border-radius:6px}
.nav-list>li.active>a,.nav-list>li>a:hover{color:var(--navy);background:var(--bg-alt)}
.dd-btn{background:none;border:0;padding:6px 4px 6px 0;margin-left:-6px;color:var(--muted);cursor:pointer}
.dd-btn svg{width:12px;height:12px;display:block}
.dd{display:none;position:absolute;top:100%;left:0;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);list-style:none;margin:0;padding:8px}
.dd a{display:block;padding:8px 12px;border-radius:6px;text-decoration:none;color:var(--ink);font-size:15px}
.dd a:hover{background:var(--bg-alt);color:var(--navy)}
.has-dd:hover .dd,.has-dd:focus-within .dd,.has-dd.open .dd{display:block}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;width:44px;height:44px;padding:11px 10px;cursor:pointer}
.menu-toggle span{display:block;height:2px;background:var(--navy);margin:4px 0;border-radius:2px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 20px;border-radius:8px;font-weight:600;font-size:15.5px;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .15s,color .15s,border-color .15s;font-family:inherit;line-height:1.2}
.btn-primary{background:var(--gold);color:var(--navy-2)}
.btn-primary:hover{background:var(--gold-d);color:#fff}
.btn-ghost{border-color:currentColor;color:var(--navy);background:transparent}
.btn-ghost:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-block{width:100%}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.nav-cta{padding:10px 16px;font-size:14.5px;white-space:nowrap}

/* home hero */
.home-hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 70%);color:#E4EBF2;padding:72px 0 80px;position:relative;overflow:hidden}
.home-hero:after{content:"";position:absolute;inset:auto -10% -40% auto;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(201,160,74,.18),transparent 65%)}
.hero-grid{display:grid;grid-template-columns:1.45fr 1fr;gap:56px;align-items:center;position:relative;z-index:1}
.home-hero h1{color:#fff;font-size:clamp(32px,4.4vw,52px);margin:10px 0 18px}
.home-hero .lede{font-size:19px;max-width:620px;color:#CAD5E0}
.home-hero .btn-ghost{color:#fff}
.home-hero .btn-ghost:hover{background:#fff;color:var(--navy);border-color:#fff}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:12.5px;font-weight:700;color:var(--gold);margin:0}
.hero-panel{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:26px}
.hero-panel h2{color:#fff;font-size:20px;margin:0 0 14px}
.hero-panel dl{margin:0}
.hero-panel dl div{padding:11px 0;border-top:1px solid rgba(255,255,255,.12)}
.hero-panel dt{font-weight:600;color:var(--gold);font-size:13px;text-transform:uppercase;letter-spacing:.06em}
.hero-panel dd{margin:3px 0 0;color:#E4EBF2;font-size:15.5px}
.hero-phone{display:block;margin-top:16px;color:#fff;font-weight:700;text-decoration:none;font-size:18px}

.intro{padding:56px 0 8px;font-size:18px}
.section{padding:72px 0}
.section.alt{background:var(--bg-alt)}
.section-head{text-align:center;margin-bottom:40px}
.section-head h2{font-size:clamp(28px,3vw,38px);margin:8px 0 0}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.svc-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;display:flex;flex-direction:column;box-shadow:var(--shadow)}
.svc-card h3{font-size:21px;margin:14px 0 8px}
.svc-card p{color:var(--muted);font-size:15.5px;margin:0 0 14px}
.svc-icon{width:48px;height:48px;border-radius:10px;background:#EEF3F8;color:var(--navy);display:grid;place-items:center}
.svc-icon svg{width:26px;height:26px}
.ticks{list-style:none;padding:0;margin:0 0 18px;font-size:15px}
.ticks li{padding:4px 0 4px 24px;position:relative}
.ticks li:before{content:"";position:absolute;left:2px;top:12px;width:10px;height:6px;border-left:2px solid var(--teal);border-bottom:2px solid var(--teal);transform:rotate(-45deg)}
.link-arrow{margin-top:auto;font-weight:600;text-decoration:none}
.why-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px}
.why{border-top:3px solid var(--gold);padding-top:16px}
.why h3{font-size:18px;margin:0 0 6px}
.why p{margin:0;color:var(--muted);font-size:15.5px}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(5,1fr);gap:18px;counter-reset:s}
.steps li{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px}
.step-n{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;font-size:15px}
.steps h3{font-size:17px;margin:12px 0 6px}
.steps p{margin:0;color:var(--muted);font-size:15px}
.center-note{text-align:center;color:var(--muted);margin-top:28px;font-size:15px}

/* inner pages */
.page-hero{background:linear-gradient(160deg,var(--navy),var(--navy-2));color:#CAD5E0;padding:36px 0 46px}
.page-hero h1{color:#fff;font-size:clamp(30px,3.6vw,44px);margin:8px 0 10px;max-width:900px}
.page-hero .lede{font-size:19px;margin:0;max-width:760px}
.page-hero .btn-ghost{color:#fff}
.page-hero .btn-ghost:hover{background:#fff;color:var(--navy)}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0;font-size:14px}
.crumbs li+li:before{content:"/";margin-right:6px;color:#7F92A6}
.crumbs a{color:#C7D2DE}
.crumbs [aria-current]{color:#fff}
.with-side{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;padding-top:48px;padding-bottom:64px}
.prose{max-width:780px}
.prose-wide{padding:48px 0 64px;max-width:860px}
.prose h2{font-size:28px;margin:44px 0 12px}
.prose h2:first-child{margin-top:0}
.prose h3{font-family:Inter,sans-serif;font-size:19px;font-weight:700;margin:28px 0 8px}
.prose ul,.prose ol{padding-left:22px}
.prose li{margin:4px 0}
.prose ul.cols{columns:2;column-gap:36px}
.prose ul.cols li{break-inside:avoid}
.notice{background:#FFF8E8;border-left:4px solid var(--gold);padding:16px 18px;border-radius:0 8px 8px 0;font-weight:600;color:var(--navy);margin:24px 0}
.table-wrap{overflow-x:auto;margin:16px 0 24px;border:1px solid var(--line);border-radius:10px}
table{border-collapse:collapse;width:100%;font-size:16px}
th,td{padding:12px 16px;border-bottom:1px solid var(--line);text-align:left}
th{background:var(--bg-alt);color:var(--navy)}
tr:last-child td{border-bottom:0}
td:last-child,th:last-child{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
.side{display:flex;flex-direction:column;gap:20px}
.side-card{border:1px solid var(--line);border-radius:12px;padding:22px;background:#fff}
.side-card h2{font-size:20px;margin:0 0 10px}
.side-cta{background:var(--bg-alt);position:sticky;top:96px}
.side-cta p{margin:0 0 14px;color:var(--muted);font-size:15.5px}
.side-phone{display:block;text-align:center;margin-top:12px;font-weight:700;text-decoration:none;color:var(--navy)}
.side-links{list-style:none;padding:0;margin:0;font-size:15px}
.side-links a{display:block;padding:6px 0;text-decoration:none;border-bottom:1px solid var(--line)}
.side-links li:last-child a{border-bottom:0}
.side-note p{font-size:14.5px;color:var(--muted);margin:0 0 10px}
.side-note a{font-weight:600;font-size:15px;text-decoration:none}

/* CTA band */
.cta-band{background:var(--navy);color:#CAD5E0;padding:56px 0;text-align:center}
.cta-inner{max-width:760px;margin:0 auto;padding:0 20px}
.cta-band h2{color:#fff;font-size:clamp(26px,3vw,34px);margin:0 0 10px}
.cta-band .btn-row{justify-content:center}
.cta-band .btn-ghost{color:#fff}
.cta-band .btn-ghost:hover{background:#fff;color:var(--navy)}
.cta-phone a{color:#fff;font-weight:700}

/* locations */
.loc-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin:24px 0 36px}
.loc-card{border:1px solid var(--line);border-radius:12px;padding:24px}
.loc-card h2{margin:4px 0 10px;font-size:24px}
.loc-type{margin:0;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--teal)}
address{font-style:normal;line-height:1.6}
.map{border-radius:12px;overflow:hidden;border:1px solid var(--line);aspect-ratio:16/10;background:var(--bg-alt);margin:16px 0}
.map iframe{width:100%;height:100%;border:0;display:block}
.loc-detail{display:grid;grid-template-columns:1fr 1.3fr;gap:32px;align-items:start;margin-bottom:24px}
.loc-detail .map{margin:0}
.loc-detail .btn{margin:6px 8px 0 0}
details.faq{border:1px solid var(--line);border-radius:10px;margin:10px 0;background:#fff}
details.faq summary{cursor:pointer;padding:16px 18px;font-weight:600;color:var(--navy);list-style:none;position:relative;padding-right:44px}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary:after{content:"+";position:absolute;right:18px;top:12px;font-size:22px;color:var(--teal)}
details.faq[open] summary:after{content:"–"}
details.faq p{margin:0;padding:0 18px 16px;color:var(--ink)}

/* contact */
.contact-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:36px;margin-top:20px}
.form{border:1px solid var(--line);border-radius:14px;padding:28px;background:var(--bg-alt)}
.form-intro{margin-top:0;color:var(--muted)}
.form label{display:block;font-weight:600;font-size:14.5px;color:var(--navy);margin-bottom:14px}
.form input,.form select,.form textarea{display:block;width:100%;margin-top:6px;padding:11px 12px;border:1px solid #C9D2DC;border-radius:8px;font:inherit;font-size:16px;background:#fff;color:var(--ink)}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.privacy-note{font-size:14px;background:#FFF8E8;border-radius:8px;padding:12px 14px}
.form-status{font-weight:600;margin:12px 0 0}
.contact-card{border:1px solid var(--line);border-radius:14px;padding:24px;align-self:start}
.contact-card h2{margin-top:0;font-size:24px}
.contact-card h3{font-size:16px;margin:18px 0 4px}

/* resources */
.res-links{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 0 8px}
.res-feature{display:block;border:1px solid var(--line);border-radius:12px;padding:22px;text-decoration:none;color:var(--ink);background:var(--bg-alt)}
.res-feature h2{font-size:22px;margin:0 0 6px}
.res-feature p{margin:0 0 10px;color:var(--muted)}
.res-feature span{font-weight:600;color:var(--teal)}
.res-grid{list-style:none;padding:0!important;display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.res-card{border:1px solid var(--line);border-radius:10px;padding:16px 18px;margin:0!important}
.res-card h3{font-size:16.5px!important;margin:6px 0!important}
.res-tag{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--teal)}
.soon{font-size:13px;color:var(--muted)}

/* footer */
.site-footer{background:var(--navy-2);color:#AAB8C6;padding:56px 0 28px;font-size:15px}
.site-footer a{color:#D7E0E9;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.f-top{display:grid;grid-template-columns:1.6fr repeat(4,1fr);gap:28px}
.site-footer h3{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.08em;margin:6px 0 12px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:7px 0}
.brand-light{color:#fff}
.brand-light small{color:#AAB8C6}
.f-tag{color:var(--gold);font-weight:600;font-size:14px}
.f-contact a{font-weight:700;font-size:18px;color:#fff}
.f-addr{font-size:14px}
.f-disclosure{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:22px;font-size:13.5px;line-height:1.6}
.f-copy{font-size:13.5px;margin:6px 0 0}

/* responsive */
@media (max-width:1240px){
 .menu-toggle{display:block}
 .site-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 20px 20px;max-height:calc(100vh - 110px);overflow-y:auto;box-shadow:var(--shadow)}
 .site-nav.open{display:flex}
 .nav-list{flex-direction:column}
 .nav-list>li{flex-wrap:wrap}
 .nav-list>li>a{flex:1;padding:12px 6px}
 .dd-btn{padding:12px}
 .dd{position:static;display:none;box-shadow:none;border:0;padding:0 0 8px 12px;width:100%;min-width:0}
 .has-dd:hover .dd,.has-dd:focus-within .dd{display:none}
 .has-dd.open .dd{display:block}
 .nav-cta{margin-top:10px}
 .steps{grid-template-columns:repeat(2,1fr)}
 .f-top{grid-template-columns:1fr 1fr}
 .f-brand{grid-column:1/-1}
}
@media (max-width:900px){
 .hero-grid,.with-side,.loc-detail,.contact-grid{grid-template-columns:1fr}
 .svc-grid{grid-template-columns:1fr}
 .side-cta{position:static}
 .with-side{gap:32px}
}
@media (max-width:640px){
 body{font-size:16px}
 .topbar span{display:none}
 .topbar .wrap{justify-content:flex-end}
 .home-hero{padding:48px 0 56px}
 .section{padding:52px 0}
 .steps,.loc-grid,.res-links,.res-grid,.f2{grid-template-columns:1fr}
 .prose ul.cols{columns:1}
 .f-top{grid-template-columns:1fr}
 .btn-row .btn{flex:1 1 100%}
 .brand{font-size:16px}
}
.brand span{white-space:nowrap}